2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
Interest Income | 241,658,000 | -5.114% | 508,243,000 | 498,327,000 | 474,240,000 | 451,567,000 |
Interest Expense | (102,600,000) | -8.235% | (222,120,000) | (216,524,000) | (200,647,000) | (182,185,000) |
Net Interest Income | 139,058,000 | -2.672% | 286,123,000 | 281,803,000 | 273,593,000 | 269,382,000 |
Other Operating Income | 40,467,000 | 18.870% | 62,985,000 | 61,091,000 | 61,795,000 | 49,725,000 |
Total Operating Income | 179,525,000 | 1.473% | 349,108,000 | 342,894,000 | 335,388,000 | 319,107,000 |
Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
Net Operating Income | 179,525,000 | 1.473% | 349,108,000 | 342,894,000 | 335,388,000 | 319,107,000 |
Operating Expenses | (99,808,000) | -7.045% | (226,096,000) | (225,142,000) | (208,680,000) | (190,995,000) |
Impairment Losses on Loans & Advances | (22,993,000) | 46.546% | (30,016,000) | (26,883,000) | (37,588,000) | (28,728,000) |
Other Impairment Losses | 1,274,000 | -- | 1,571,000 | 712,000 | 2,241,000 | (17,930,000) |
Operating Profit / (Loss) | 57,998,000 | 8.582% | 94,567,000 | 91,581,000 | 91,361,000 | 81,454,000 |
Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
Share of Results of Asso. & JCEs | 0 | -- | 25,000 | 18,000 | 3,000 | 0 |
Profit / (Loss) before Taxation | 57,998,000 | 8.582% | 94,592,000 | 91,599,000 | 91,364,000 | 81,454,000 |
Taxation | (8,583,000) | 89.512% | (7,876,000) | (5,175,000) | (6,009,000) | (4,922,000) |
Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
Non-controlling Interests | (187,000) | 167.143% | (237,000) | (154,000) | (131,000) | (362,000) |
Others | (6,135,000) | 15.406% | (6,342,000) | (5,316,000) | (4,278,000) | (2,952,000) |
Profit / (Loss) Attributable to Shareholders | 43,093,000 | -0.933% | 80,137,000 | 80,954,000 | 80,946,000 | 73,218,000 |
2025/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
Depreciation & Amortisation | 5,607,000 | -1.355% | 11,386,000 | 12,129,000 | 11,413,000 | 9,037,000 |
Directors' Emoluments | -- | -- | -- | -- | -- | -- |
2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
2025/06 - Interim | %Chg (Compare to Interim) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
EPS (cts) | 43.000 | -2.273% | 81.000 | 83.000 | 85.000 | 78.000 |
DPS (cts) | 12.300 | -- | 26.160 | 26.100 | 25.790 | 24.740 |
Dividend Payout Ratio (%) | 28.605% | -- | 32.296% | 31.446% | 30.341% | 31.718% |
Cash flow per share ($) | -- | -- | 4.006 | 2.700 | 5.141 | 1.203 |
NBV per share ($) | 8.232 | -- | 8.367 | 7.915 | 7.406 | 7.405 |
Remarks: | Real time quote last updated: 19/09/2025 16:06 |
Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
Profit / (Loss) Attributable to Shareholders (K¥) | RMB 43,093,000 |
%Change | -0.933% |
EPS / (LPS) | RMB 0.430 |
NBV Per Share (¥) | RMB 8.232 |