| 2025/12 - Final HKD(K$) | %Chg (Compare to Final) | 2024/12 HKD(K$) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | 2021/12 HKD(K$) | |
| Interest Income | 120,355,000 | -13.686% | 139,439,000 | 128,489,000 | 63,770,000 | 40,298,000 |
| Interest Expense | (67,444,000) | -22.572% | (87,105,000) | (77,411,000) | (25,020,000) | (8,357,000) |
| Net Interest Income | 52,911,000 | 1.103% | 52,334,000 | 51,078,000 | 38,750,000 | 31,941,000 |
| Other Operating Income | 24,108,000 | 27.427% | 18,919,000 | 14,420,000 | 15,465,000 | 33,634,000 |
| Total Operating Income | 77,019,000 | 8.092% | 71,253,000 | 65,498,000 | 54,215,000 | 65,575,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | (16,593,000) |
| Net Operating Income | 77,019,000 | 8.092% | 71,253,000 | 65,498,000 | 54,215,000 | 48,982,000 |
| Operating Expenses | (18,193,000) | 3.996% | (17,494,000) | (16,607,000) | (16,950,000) | (16,407,000) |
| Impairment Losses on Loans & Advances | (8,248,000) | 66.795% | (4,945,000) | (6,419,000) | (2,545,000) | (1,966,000) |
| Other Impairment Losses | (46,000) | -66.423% | (137,000) | 86,000 | 197,000 | (179,000) |
| Operating Profit / (Loss) | 50,532,000 | 3.811% | 48,677,000 | 42,558,000 | 34,917,000 | 30,430,000 |
| Change in FV & Impairment on Inv. Prop. | (1,607,000) | 8.070% | (1,487,000) | (1,400,000) | (1,415,000) | (246,000) |
| Change in FV & Impairment on Others | (361,000) | 9.726% | (329,000) | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 3,000 | -- | (3,000) | (5,000) | (1,000) | (3,000) |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 7,000 | -- | (104,000) | (239,000) | (339,000) | (213,000) |
| Profit / (Loss) before Taxation | 48,574,000 | 3.893% | 46,754,000 | 40,914,000 | 33,162,000 | 29,968,000 |
| Taxation | (7,385,000) | -3.287% | (7,636,000) | (6,057,000) | (5,932,000) | (4,969,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (1,068,000) | 20.678% | (885,000) | (742,000) | 100,000 | (651,000) |
| Others | -- | -- | -- | (1,392,000) | (1,390,000) | (1,378,000) |
| Profit / (Loss) Attributable to Shareholders | 40,121,000 | 4.938% | 38,233,000 | 32,723,000 | 25,940,000 | 22,970,000 |
| 2025/12 - Final HKD(K$) | %Chg (Compare to Final) | 2024/12 HKD(K$) | 2023/12 HKD(K$) | 2022/12 HKD(K$) | 2021/12 HKD(K$) | |
| Depreciation & Amortisation | 2,741,000 | -4.395% | 2,867,000 | 2,919,000 | 3,001,000 | 3,039,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 379.470 | 4.936% | 361.620 | 309.500 | 245.350 | 217.260 |
| DPS (cts) | 212.500 | -- | 198.900 | 167.200 | 135.700 | 113.000 |
| Dividend Payout Ratio (%) | 55.999% | -- | 55.002% | 54.023% | 55.309% | 52.011% |
| Cash flow per share ($) | (8.237) | -- | 0.177 | 18.644 | (2.442) | 8.323 |
| NBV per share ($) | 33.910 | -- | 32.037 | 30.280 | 28.355 | 28.185 |
| Remarks: | Real time quote last updated: 31/03/2026 15:35 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K$) | HKD 40,121,000 |
| %Change | 4.938% |
| EPS / (LPS) | HKD 3.795 |
| NBV Per Share ($) | HKD 33.910 |